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As an independent driver leased to a motor carrier, your owner operator truck insurance coverage needs are mainly determined by the lease agreement you have with your motor carrier. In most cases, a motor carrier provides Primary Liability insurance coverage when you are working on their behalf.
Non Trucking Liability insurance can provide protection for when you're not under dispatch. Non-Trucking Liability offers liability coverage for property damage or bodily injury to a third party when truck is being used for non-business purposes.
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