Reinsurance
Reinsurance Quotes
Insurance for insurance companies. You’re at the right place.
Unlike the insurance your company sells, reinsurance rates and terms are negotiable. And with the market almost always active, sellers have the advantage.
And that leads us to the reasons insurance companies become clients of Insuremart for reinsurance: Our reputation, relationships in risk management, and and our negotiating power. And they remain clients because of our quality agents; you know as well as anyone how important great agents are. You can speak with one of ours right now about reinsurance.
Insuremart has direct access to
over
100
insurance carriers
Nobody can sell for less, and we work for you.
Growth and stability can be achieved with reinsurance products. Insuremart facilitates it.
Highly complex agreements
We begin with facultative and treaty reinsurance categories. The former is a structured treaty (agreement) that outlines what risks are automatically reinsured. The latter is used on a case-by-case basis and falls outside of treaty reinsurance.
Within those categories are types of reinsurance products: quota sharing, surplus sharing, excess loss, stop loss, and catastrophic excess loss.
Agreements between the ceding company (the insured) and reinsurance company are then structured proportionally or non-proportionally, which refer to how premiums and risks are shared.
And that’s when the real work begins. As a buyer, the keys for a stronger position in this negotiation are knowledge and relationships. And who can deliver that? The answer is a quality insurance broker that spends the required time to stay current and build relationships with major players in the reinsurance market.
Good to know: Insuremart works with over 100 insurance carriers. Nothing gives you an advantage when buying Reinsurance — or any insurance — like a great agent and more options. Talk to our agents.
What questions will an Insuremart agent ask?
You can be better prepared for a call with our agents by gathering the following information:
- Financial information – Statements and regulatory information.
- Risk Profile – Outline current exposures, loss history, and future projections.
- Define your objectives – Do you want to grow, stabilize, or add specific expertise to your team? Do you know what terms you prefer? Prioritize your goals here and determine where your lines are in terms of negotiating.
Your Insuremart reinsurance agent will also inquire about your handling of claims, the history of your business, and specifics on the information you provided above.
Get a Reinsurance quote from Insuremart right now. Our agents are ready to help.