Cargo Insurance

Cargo Insurance

Motor Truck Cargo Insurance - Provides coverage for loss or damage to the load you’re hauling. InsureMart Inc represents multiple carriers and can provide broadened cargo insurance for motor carriers who are transporting covered cargo under a bill of lading or shipping receipt.

Some of the Cargo polices will include:


  • Coverage for unrecoverable freight charges after a loss
  • Coverage for loss recovery expenses
  • Coverage for cleanup and pollution removal expenses up to $10,000
  • Single deductible for Truck, Tractor, Trailer and Cargo; Highest deductible will apply
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Cargo Coverage

Cargo coverage varies widely among carriers and is notable for what is not covered or what restricts your coverage. Below are features of some of the cargo polices we sell.

Some Of Our Carriers Will NOT Exclude:
  • Alcohol products
  • Cargo stored more than 72 hours, unless part of your tariffs or carriage contract
  • Consumer electronics
  • Marring, scratching, packing, and rough handling, unless shipper error
  • Wet loads
  • Mysterious disappearance or pilferage
  • Voluntary parting with the cargo by fraud or trick
  • Refrigeration breakdown, failure to fuel, or maintenance of refrigeration equipment
  • Spoilage
Some Of Our Carriers Will NOT Warrant or Mandate The Following:
  • Cargo be attended at all times
  • A coinsurance penalty for underinsurance
  • A locked vehicle warranty
  • An equipment maintenance warranty
  • A tarped load warranty
  • Reduced limits for certain commodities

Cargo Insurance Quote

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