Do You Really Want Cheap Car Insurance?
Before You Shop for Insurance... Start by asking yourself the first real hard question... Do you want cheap car insurance or do you want an affordable rate at the best coverage? Auto Insurance is required for all vehicles and in some states there are certain limits and coverage that are non-negotiable. For example, the state of Nevada requires that a motorist must have a minimum: Bodily Injury Liability Coverage: $25,000 per person and $50,000 per accident. Also, Property Damage Liability Coverage: $20,000 is required if you want to operate a vehicle in the state of Nevada. The types of coverage and the limit amounts along with any deductibles will impact the total cost of your insurance premium. Can you afford a lower deductible? Do you have passengers often? Are you using it as a second vehicle? Do your research find out the requirements for each state and make sure your policy uniquely fits you. The point of getting a good insurance policy is to avoid any issues you might have covering the cost of replacement, repairs or even injury. If you ever find yourself in an accident or needing to make a claim for theft or damages you don't want to find yourself in an additional financial hardship during an already stressful time in your life.
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Ready, Set, Shop! If we're being totally honest here, shopping for car insurance is one of the least favorite things about buying a car. Maybe it's renewal time and you want options? Either way you're here and you need insurance. Insurance agencies are everywhere these days and it can be overwhelming with so many options and it's incredibly confusing with commercials and billboards that claim to have the "lowest rates." However, don't be fooled by the seductive low prices and catchy jingles. Remember the saying, "You get what you pay for"? Well that certainly applies to car insurance and be very cautious when you hear that someone can insure your shiny new vehicle for amazingly low prices!
Let's pretend you really love shopping for car insurance and it's your dream job to spend hours online getting quotes and calling multiple agencies looking for the best rates. You love answering the same questions over and over again about the year, make and model of your vehicle. And you really enjoy being put on hold listening to "the best of instrumental rock" after you've weaved your way heavily through those annoying automated menu options. Well let's just say you're nuts and can we wake up from this nightmare you just put me in? If I'm a betting lady (and I do dabble since I'm a Las Vegan), I would bet you were going to shop for car insurance quickly like while on your lunch break, sometime after dinner on your phone before you go to bed or if you multi-task it's during a rambling phone call with your Aunt Sandy (just kidding Aunt Sandy, love you, byeee). Am I right? Of course I am, so let's not do that; Instead contact an insurance agency that does everything with the latest programs and technology to deliver a quality product fast. Our agency deals with over 100 insurance carriers to find you the best coverage at the best rate in a matter of minutes. That way you can use your time wisely and enjoy that Arby's sandwich during lunch, relax with some after dinner T.V., and actively listen to your Aunt Sandy talk about the weather in San Antonio.
Insuremart Inc. does all the leg work! We shop multiple carriers looking for the best coverage on everything from home insurance, auto insurance, business insurance, commercial property insurance, trucking insurance and surety bonds. We are able to work with underwriters directly to customize packages and find you a policy more tailored to fit your needs. We are licensed in 48 States to offer our services to more customers around the country. We do the research, compare policies and present to you all the options and answer any questions you may have. We work tirelessly for you!
Our allegiance is to our customer and not to any one particular insurance company. We don't advertise the lowest or cheapest prices because we only shop the A.M. Best rated carriers who provide quality coverage with excellent customer service. Insurance is something we hope to never have to use but the reality of the world we live in today inhabits harsher weather, vandalism, theft and deadly accidents, they are becoming more common so we must be prepared. Don't put yourself, your family or your vehicle in jeopardy by choosing the "cheapest" insurance. I'm not suggesting the highest prices either, I'm simply urging you to consider all the options and ask questions about your coverage and Insuremart Inc. can help you do JUST that! The best place to start is by calling a knowledgeable company with years of experience and a solid reputation for excellent customer service. Insuremart Inc. is a well oiled machine having worked in the industry for 20 years and we understand the value of your assets and we care about you and your family.
Want to spend less time shopping for insurance and spend more time doing the things you love? Give us a call or send us a request for a quote online via our website.
The Insuremart Blogger
Home & Auto Insurance
August 14th, 2020