Non Truckers Liability – As an independent driver leased to a motor carrier, your owner operator truck insurance coverage needs are mainly determined by the lease agreement you have with your motor carrier. In most cases, a motor carrier provides Primary Liability insurance coverage when you are working on their behalf.
Non-Trucking Liability insurance can provide protection for when you're not under dispatch. Non-Trucking Liability offers liability coverage for property damage or bodily injury to a third party when truck is being used for non-business purposes.
- Bodily Injury and Property Damage Liability on a combined Single Limit Basis
- Medical Payments/Personal Injury Protection (where required by state law)
- Uninsured/Underinsured Motorist coverage (where required by state law)
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*Coverages may vary by state and by insured business. Consult your InsureMart Inc. agent about coverages you may need for your unique situation. Coverage descriptions above are for general information only. Actual coverage is subject to all terms, conditions and exclusions of the policy.