General Liability Insurance- helps protect your business from property damage claims, bodily injury claims, and/or personal and advertising injury claims that could put your business’s assets at risk. For example, General liability insurance helps protect you and your business in the event of the following:
- A customer slips and injures himself in your store. The injuries result in costly medical bills and maybe even a lawsuit.
- While on the job, you accidentally damage a customer’s property and the repairs are costly. Should a claim like one of these be made against your business, then your commercial general liability insurance policy may help pay for the damages.
What does Commercial General Liability Insurance cover?
Commercial General Liability Insurance offers some of the broadest business insurance coverage available today. It can be included in a Business Owner’s Policy and is available as stand-alone coverage. Here are a few of the risks a business could face that Commercial General Liability can help protect against:
- Bodily injury or property damage – Helps protect against certain claims businesses for claims alleging financial loss due to property damage or bodily injury arising out of your business operations or products.
- Reputational harm – Helps protect against certain claims of false arrest, malicious prosecution, libel, slander, wrongful eviction, violation of the right of privacy and more.
- Advertising errors – Helps protect against certain claims your business if others claim you infringed on their copyrights when advertising goods, products, or services in your advertisement.
- Medical payments – Helps protect against certain claims medical costs if someone is injured on business premises and needs medical treatment.
- Damage to premises rented to you – Helps protect against certain claims businesses for damage to premises rented to you due to fire, lightning or explosion.
Need Specialty General Liability Insurance?
At InsureMart we offer solutions for manufacturers, wholesaler-distributors and importers of difficult-to-place products, as well as others with unique or difficult General Liability exposures. Stand-alone or bundled with other solutions our Specialty General Liability coverage and services are designed to provide a total solution. Our coverage helps protect against third party injuries and associated defense costs in addition to other high hazard exposures.
Help protect your business with General Liability Insurance.
More and more businesses are being sued for things like negligence, libel, slander, property damage, bodily injury, copyright infringement among other things. And businesses can be sued even when they did nothing wrong.
That’s why having general liability protection is critical.
Call us at 1866-806-9777 to Get a Free Quote
*Coverages may vary by state and by insured business. Consult your InsureMart Inc. agent about coverages you may need for your unique situation. Coverage descriptions above are for general information only. Actual coverage is subject to all terms, conditions and exclusions of the policy.