Car dealerships, repair shops, service stations and other companies that work with automobiles have special insurance needs that aren’t adequately addressed by the general liability policies available to most commercial customers.
Garage liability insurance is a type of liability coverage that is purchased by businesses that operate some type of auto service center. Garages, general repair shops, body repair shops, tire service centers and automobile dealers that offer auto repair services often carry this type of coverage.
The scope of coverage that is offered with a garage liability insurance plan will typically focus on protecting the insured party in the event that a customer encounters difficulties as the result of the installation of faulty parts. Policy terms and provisions may also cover issues that are caused by the processes used by a service technician in servicing a customer’s vehicle.
Pays for Bodily Injury and Property Damage for which you are liable, whether the liability arises out of garage operations or the use of a covered auto.
Garagekeepers coverage pays for damages to a customer’s auto that is left with you for service, repair, storage or safekeeping.
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*Coverages may vary by state and by insured business. Consult your InsureMart Inc. agent about coverages you may need for your unique situation. Coverage descriptions above are for general information only. Actual coverage is subject to all terms, conditions and exclusions of the policy.